Diamonds & Gems

Diamonds & Gems

Whether an investor, a collector–or a jeweler who utilizes a box to store diamonds, gems and jewelry–SDBIC provides a convenient and cost-effective solution for those who have made, or are willing to make the prudent decision to store their assets in a safe deposit box or a SecurePlus accredited private vault facility.

SDBIC’s coverage offered in partnership with AXA ART, the only art and collectibles insurance specialist in the world, with unrivaled knowledge and expertise in the use, display and storage of high-value collectibles, such as diamonds, jewelry and gemstones. AXA Art Americas Corporation products in the U.S. are underwritten by AXA Insurance Company. Read more here.

Diamonds and gemstones are some of the most common items kept in a safe deposit box or private vault facility. Reasonable so, given infrequency of wear, high cost of insurance, and increase in robberies and thefts across the country.

Safe Deposit Box or Vault + SDBIC = Ultimate safe haven for your diamonds and gemstones

The SDBIC Solution

Blanket insurance from $5k–$500k is available for your diamonds and gemstones while stored in a safe deposit box or private vault facility. There is no need to provide a schedule of items or appraisals.

The policy will cover your gems plus any other property you elect to keep in the vault, including previously uninsurable items such as cash, currency, titles, deeds and even certifications and appraisals if destroyed.

Protection is provided against natural disasters and catastrophes including: floods, hurricanes and earthquakes and terrorist attacks which are excluded on many policies.

The purchase process is simple, fast and fully transparent. You choose the coverage limit needed, and pay the corresponding annual premium. If you add items you can simply increase the limits on your policy. All of this can be done online or via phone in less than 5 minutes.

Items Covered

All legal property that fits inside your box or vault, including…

  • Gold
  • Currency
  • Bonds
  • Collectibles
  • Art
  • Coins
  • Stamps
  • Antiques
  • Jewelry
  • Diamonds & Gems
  • Photos
  • Digital Backups
  • Important papers such as wills, trusts and passports
  • And more…
Events Covered

Property inside your box or vault is insured against loss, damage or destruction caused by…

  • Fire
  • Flood
  • Robbery
  • Burglary
  • Hurricane
  • Tornado
  • Landslide
  • Mudslide
  • Earthquake
  • Volcano
  • Avalanche
  • Explosion
  • Terrorist Act
  • And more…

Homeowners Cost & Coverage Comparison

You do the math: SDBIC’s insurance covers far more and costs significantly less than any comparable homeowners’ policy you can find in the market today. Insuring valuables under your homeowner’s policy requires full disclosure of the items, as well as costly, inconvenient appraisals, and upon a loss you also pay a deductible.

Plus, whether your valuables are kept at home or stored in a safe deposit box, homeowners oftentimes does not provide the full protection one assumes. For example, off-premise flooding is not covered with many homeowners’ policies.

With SDBIC there are NO disclosures, appraisals or deductibles. SDBIC also covers damage due to flooding.

cost-comparison

Customer & Partner Testimonial

  • “That heirloom jewelry, those high-value baseball cards stored in a safe-deposit box–you think they’re insured from mishap? Unlike bank deposits, they’re not…”

    AARP Bulletin, September 2015

  • “SDBIC literally identified and provided a solution for an insurance gap of which many consumers–including sophisticated collectors–are not yet aware. We believe it to be a superb solution for all situations that which require safe deposit box storage usage.”

    Robert H. Pittinger, SVP & Director of Underwriting, AXA ART Americas Corporation

  • “This is the easiest insurance that I have ever purchased, entire process took five minutes, and I received my policy instantly.”

    Hugh B., Spartanburg SC

  • “I love the privacy and autonomy that SDBIC provides by allowing you to manage all aspects of your insurance policy online.”

    Brian J., Buffalo NY

  • “I put my jewelry in a box at the bank, and saved hundreds a year by getting a SDBIC policy.”

    George F., San Jose CA

  • “SDBIC’s policy is suited to protect my box contents, unlike my previous coverage through my homeowner’s coverage.”

    Nancy D., New Orleans LA

Protect All of the Valuables in Your Safe Deposit Box
Today for As Low As $25 per Year

Purchase CoverageQuestions? Contact Us