Long-term customer loyalty is worth far more than any short-term gain.
We proudly work with agents and brokers, and offer a highly competitive commission structure. If your clients are storing important documentation, jewelry, photos, collectibles, art, precious metals or any other items of personal or financial value; you now have the ability to offer a new, unique and complimentary insurance solution for protecting your their valuable assets.
Store It. Insure It.
SDBIC’s patented, consumer-friendly insurance covers all legal property stored inside a safe deposit box or vault unit, without requiring any upfront disclosure or appraisals of the contents being stored. There are no deductibles paid upon a claimed loss.
It is more comprehensive in coverage than any comparable homeowner’s policy schedule or rider, and is also significantly less expensive. SDBIC is also the only insurance in the market today that provides coverage for important documents, photos and digital storage devices, as well as cash and other forms of currency.
Most importantly, policies up to $500k can be purchased instantly online in less than 5 minutes, with coverage effective the very next day.
The SDBIC Difference
A typical homeowner’s policy will provide coverage for certain property stored in a safe deposit box, but it will not cover cash, precious metals or several other classes of assets. It may also exclude losses due to certain perils like hurricanes, earthquakes and flood–the #1 cause of damage and destruction to box and vault contents.
In addition, if there are single items with a value over a specified amount–typically $1k–your client must provide some proof of value, either a relatively current purchase receipt or a formal appraisal. You submit the information to your underwriter and wait for the quote.
This can be a frustrating, inconvenient and time consuming process for you and your client that often ends in sub-standard coverage. With SDBIC, there now exists a way to avoid all of this, and put forth a better solution in the process.
