FEMA Managing 21 Disaster Areas Nationwide
Home is where we feel safe and protected; it is our haven, a respite from the vulnerabilities of our everyday lives. When our spouse, children, or other family members are at home, we worry less about their safety and security. It’s human nature to feel this way. In fact, to truly be a home, it is almost a requirement.
So, it is not surprising that we feel comfortable storing our prized possessions and valuables in our homes as well.
But are your treasures safe at home? With the recent Hurricanes, earthquakes in Mexico, flooding in the South and Midwest, wildfires in California and the Northwest, plus the surge of home burglaries over the last year, our homes seem to be under siege. FEMA is currently managing 21 disaster areas across the US.
The Insurance Institute estimates 2017 will top the charts for property damage in the United States and billions of dollars of those losses are uninsured–one of the largest amounts in US history.
In the blink of an eye, people lost tens of thousands of dollars –for many a devastating, life-altering event.
What’s behind these uninsured losses? Standard homeowners’ policies do not cover damage from flooding, hurricanes, or earthquakes. You need special coverage to insure your home against these perils. The scope of damage this year reached many people who choose not to carry this coverage – perhaps taking a calculated risk.